Planning for old age can be difficult, especially when the cost of living continues to increase, making it tough to save. For this reason, many seniors in Queens depend on government benefits when they find themselves needing long-term home care. Issues arise when these elderly residents find it difficult to qualify for Medicaid benefits due to their surplus income. Fortunately, a Pooled Income Trust offers seniors a financial tool to assist them in becoming eligible to receive community Medicaid benefits for their long-term home care.
Queens’ older adults face health challenges.
According to a January 2025 report by NYC’s Office of the Comptroller, the largest increase (7.8%) of older adults from 2020 to 2023 in the boroughs was in Queens. This added an additional 30,580 senior residents aged 65+ and older living within the county. In 2023, it was reported that Queens had the second-to-largest share of those aged 65+ behind Manhattan.
Unfortunately, as this older generation ages, their physical and mental health can be negatively affected by social factors, living conditions, and economic stability. As a result, those 65+ and older have a greater chance of being diagnosed with chronic diseases and disabilities.
And although Queens fares slightly better in health outcomes than NY’s average county, this borough still has its share of health issues affecting seniors. For example, over 30% of Queens elderly reported at least one disability in 2023. And according to the NY’s Office of Aging, Queens ranks 4th among five counties with the highest occurrence (13.7%) of Alzheimer’s.
Add to declining health, the need for home care, and the situation for Queen’s senior citizens can be overwhelming—especially for those needing help with benefit eligibility.
Seniors in Queens get help with a Pooled Trust.
Staying home is preferred by many seniors who need a personal assistant or home caregiver due to a disability and/or declining health. But receiving care at home is costly and unaffordable. That’s why many elderly people look for government benefits to help pay for long-term home care.
But for some, their excess monthly income can be a hurdle when applying for community Medicaid home care benefits. Without these benefits, receiving care in the security of their home may not be possible.
Fortunately, there is help for seniors in Queens to become eligible for Medicaid and get the care you need at home. By joining a Medicaid Pooled Income Trust, you can make home care a reality without having to pay part of pension income into Medicaid or deplete your savings. A Pooled Trust eliminates the need to “spend down” your cash to qualify for community Medicaid home care services/benefits, even with an income that’s over the limits for Medicaid.
If you’re looking for help in remaining in your home to receive necessary care, maintain your quality of life, and stay independent, KTS Trust can help you. Your participation in a KTS Pooled Income Trust helps you to maintain your financial security while staying comfortably at home receiving care. In fact, the Medicaid Pooled Income Trust not only allows you to pay monthly expenses but also protects your income.
The process of getting started with KTS’ pooled trust is simple and straightforward. Here’s what you can expect in order to get the Medicaid benefits you need and deserve.
- No Obligation/FREE Consultation. Understanding your unique situation is priority one. By discussing your needs and concerns, we’ll assist you in determining whether a Medicaid Pooled Income Trust fits your particular circumstances.
- Guiding You Through Medicaid. If current benefits are not meeting your home care needs, or if you are just getting started on Medicaid, we can help. We’ll be with you every step through the application process as we help with gathering necessary documents and complete required forms.
- Assessing Your Circumstances. We’ll review how your excess income is affecting your Medicaid eligibility and ability to access Medicaid home care benefits. KTS will show you how you can meet your home care needs without breaking the bank by transferring your excess income into a trust.
- Easy Enrollment. If it turns out that a pooled trust is the right fit, we make the enrollment process quick and easy. We provide a stress-free experience as we deal with the paperwork and get your personal account set up so you can manage monthly bills.
- Ongoing Service and Support. We provide continuous support from the time your account is open and all along the way with first class service. You can count on dependable services that include automatic bill paying, 24/7 online access, and ACH direct deposit.
Set up a FREE no-obligation consultation.
We’re always ready and willing to help. Find out if a Medicaid Pooled Income Trust is the solution you need.
- KTS Pooled Trust Consultation: 718-412-4040
- KTS Website Contact: https://ktstrust.org/contact-kts-trust/
Additional resources for seniors living in Queens, NY.
Queens is an amazingly diverse borough that boasts the largest land area of all the boroughs in NYC and is second in population with over two million. Named after the queen consort, Catherine of Braganza, you’ll find both huge mansions and row houses. From the lively city streets of Long Island City and Astoria, you’ll find a wide, cultural variety of restaurants and shops. Major attractions include the USTA Billie Jean King National Tennis Center, Citi Field, and Queens Museum. But for some, Queens is an ideal home because of its quieter suburbs like Bayside or Floral Park.
Wherever you live, there are helpful resources available to Queens’ senior residents:
- Medicaid Offices – Office visits are by appointment only so you will need to call to schedule a date and time. Call (929) 221-3502 to make an appointment.
- 32-20 Northern Boulevard (3rd Floor), Queens, NY 11101
- 165-08 88th Avenue (8th Floor), Queens, NY 11432
- Alzheimer’s Care – For a directory of NYSDOH-funded Alzheimer’s Disease Program Initiatives/Programs by county, visit the NY Department of Health website.
- Resources for Seniors – To search a list of older adult resources and services in your area, visit the NYC Government website.
