We understand that facing the reality of rising home care costs while your income is too high to qualify for Medicaid can feel incredibly overwhelming. You’ve worked so hard over the years, and the thought of having to deplete your savings or pay part of your pension income into medicaid just to access the care you need is truly disheartening.
At KTS Trust, we know that the challenges of aging in place are not just financial—they’re deeply personal. It’s about preserving your quality of life, your independence, and your peace of mind. That’s why we’re here to help you navigate this difficult journey with compassion and understanding.
A Medicaid Pooled Income Trust offers a practical solution. Instead of having to “spend down” your hard-earned money to qualify for Medicaid, you can place your surplus income into a trust that pays your bills and protects your income. This means you can maintain your financial security while still receiving the community medicaid home care services that let you stay safe and comfortable in your own home in Putnam County, NY.
We understand the unique challenges our Putnam County residents face. Whether you’re from the scenic town of Carmel, the vibrant community of Cold Spring, the welcoming hamlet of Mahopac, or any of our other local towns and villages including Kent, Patterson, Philipstown, Putnam Valley, Southeast, Brewster, or Nelsonville, we know that each community member deserves care that reflects our shared values of trust, compassion, and local support.
Living in Putnam County means being part of a tight-knit community where neighbors look out for one another. That’s why, in addition to helping you set up a Pooled Income Trust, we want you to know about the supportive services offered right here at home:
- Local Senior Services: The Putnam County Office for Senior Resources (OSR) is committed to making life easier for seniors. They offer Friendship Centers in Carmel, Cold Spring, Mahopac, and Putnam Valley, providing nutritious meals, social activities, and wellness programs to keep you connected and healthy.
- Home Energy and Legal Assistance: OSR also assists with programs like the Home Energy Assistance Program (HEAP) for heating and utility costs, and legal services to help with critical documents like wills and health care proxies.
- Outreach and In-Home Care Support: If you’re feeling isolated or need extra help, OSR’s outreach programs provide guidance on applying for Medicaid, Food Stamps, and Medicare Savings Programs, while also offering non-medical in-home services through programs like the Expanded In-Home Services for the Elderly Program (EISEP).
For any questions or assistance, the Putnam County Office for Senior Resources is just a phone call away at (845) 808-1700.
Here’s how we can help Putnam County, NY Residents at KTS Pooled Trust:
- A Warm, No-Obligation Conversation:
We begin by simply talking with you. We want to understand your unique situation, your needs, and your concerns. Our free consultation is all about you—helping you see how a Medicaid Pooled Income Trust might be the right choice to protect your future. - Guiding You Through the Medicaid Process:
If you’re not already on Medicaid, or if your current benefits aren’t meeting your home care needs, we’ll walk you through the application process step by step. We’re here to help gather your documents, complete forms, and answer every question along the way. - Assessing Your Situation:
We take a close look at how your extra income might be standing in the way of the benefits you deserve. Our goal is to show you how transferring that surplus into a trust can make all the difference—allowing you to keep your savings intact while still accessing essential care. - Easy, Compassionate Enrollment:
When it’s clear that a pooled trust is the right fit, we help you enroll quickly and smoothly. We handle the paperwork and set up your personal account in the trust so you can start managing your monthly expenses without any added stress. - Ongoing, Reliable Support:
Our commitment doesn’t end once your account is set up. We’re here for you every step of the way, offering continuous support through dependable services like ACH direct deposit, automatic bill payments, and 24/7 online access. Our dedicated customer service team is always ready to help, ensuring you can focus on your well-being.
You deserve to live comfortably at home without the added worry of losing your benefits or depleting your savings. At KTS Trust, we’re here to provide that extra help and guidance when you need it most.
If you’d like to talk about how a Medicaid Pooled Income Trust can work for you, please give us a call for a free consultation:
- Customer Service: 718.475.5000
- General Information: 718.412.4040
You can also visit us at ktstrust.org for more details. We’re here to help you protect your future, preserve your independence, and ensure that you continue to receive the care you deserve—all with genuine care and support every step of the way.
