Aging is a fact of life. No matter what we do to stay healthy, time takes its toll as health concerns emerge. Like most communities across the country, Nassau County, NY has a growing elderly population with increasing health needs. And although staying home to receive care is preferred, many find it unaffordable or are unable to qualify for community Medicaid home care benefits. Fortunately, seniors in Nassau County are finding a Pooled Income Trust to help them qualify for these needed government benefits when their excess income becomes an obstacle.
Challenges faced by Nassau’s seniors.
The elderly population in Nassau has increased considerately at a rate of 24% since 2012. With this increase in senior citizens comes the need for increased health care services. For Nassau residents, this became more evident when deemed the safest place to live in the United States.
According to U.S. News & World Report rankings of the safest counties in the U.S., Nassau County was listed in the top spot. Being ranked #1, however, was largely due to its $1,148 per capita spending (versus $440 average nationally) on health and emergency services. The amount spent on health needs reveals its aging population and the need for such services.
Residing in a safe community like Nassau, NY is important to seniors. This is why many seniors prefer to stay home as they receive necessary care. Unfortunately, home care can be expensive and out of reach for the elderly, especially when they have no available resources.
One 2022 study, for example, found that at least 45% of Nassau County seniors did not have any retirement savings. Without being eligible for Medicaid home care benefits, the reality of remaining at home seems dismal.
A Pooled Trust helps Nassau seniors receive home care.
Declining health and needing help with daily activities is a reality for most seniors. Staying home while receiving care can provide peace of mind during this time. Unfortunately, home care costs continue to rise and although Medicaid home care benefits do exist, some seniors find themselves ineligible.
If this situation sounds like you, take heart knowing there is a viable solution to help you to qualify for community Medicaid benefits—particularly when you have excess monthly income. Best of all, you won’t have to spend down this surplus income, empty your savings, or pay pension income into Medicaid.
Joining a Medicaid Pooled Income Trust provides peace of mind as you maintain quality of life and independence at your Nassau home. KTS can provide you with the help you need to maintain financial security while staying comfortable as you receive home care.
You’ll find that eligibility for Medicaid home benefits can be a reality by placing your excess income into a pooled trust that helps you to pay monthly expenses and protect your income at the same time. Doing so, eliminates the need to “spend down” your money in order to qualify home care services.
Start the process to see how KTS can help you receive the needed community Medicaid home care benefits with these easy steps:
- No Cost – No Obligation Consultation. We take the time to discuss your particular circumstances. By understanding your needs and concerns, we are able to determine if the Pooled Trust is your best solution.
- Guidance on Medicaid. Are you new to Medicaid? Or are you currently receiving benefits that don’t meet your needs for home care? KTS takes you through the process, helping with document gathering and forms completion. All this while answering your questions as we go.
- Assess Your Circumstances. We’ll carefully review how your excess income may be an obstacle to your receiving home care benefits. In addition, we’ll show you how transferring your surplus income into the pooled trust can help you keep your income intact while receiving the care you need.
- Enrolling is easy! If a pooled trust is found to be a good fit for you, we’ll jump right into getting you enrolled quickly and smoothly. KTS handles the paperwork and sets up your personal account in the trust so you can start to manage your monthly expenses without the stress.
- Continuous Support. Known for exceptional customer service and support, the KTS team is here for you. Our ongoing support will start the moment your account is set up and all along the way with dependable services including ACH direct deposit, automatic bill payments, and online 24/7 access.
If you’re ready to see how a pooled trust fits your needs with a no-stress solution, contact us for a free consultation.
- KTS General Information: 718-412-4040
- KTS Website: https://ktstrust.org/contact-kts-trust/
Additional resources for Nassau County seniors.
In addition to being recently named the safest county in the USA, Nassau boasts vibrant and diverse communities and some of the best beaches! The county features two cities (Long Beach and Glen Cove) and is made up of 3 towns including Oyster Bay, Hempstead, and North Hempstead. Each of these towns include dozens of distinctive hamlets and villages.
Nassau County is also home to the Belmont Stakes, which is part of the prestigious Triple Crown horse races and located in Elmont’s Belmont Park. Definitely a hub for sports enthusiasts, Belmont Park also features a newly built UBS Arena, which serves as the permanent home for the NY Islanders of the NHL.
Other entertainment attractions include: the Nassau Veterans Memorial Coliseum, Jones Beach Northwell Health Theater, the NYCB Theater at Westbury, The Space at Wesbury, and Tilles Center for the Performing Arts, among others.
With the increasing elderly population, Nassau County also provides its seniors with a variety of resources including:
- Elder Services – Resources are available at the Nassau County Government Senior Citizens Affairs office or find benefits and programs at:
- NYS Department of Health – Nassau (516) 227-9697
- Nassau County Office for the Aging (516) 227-8900
- Nassau County Department of Social Services Medicaid (516) 227-8000
- Senior Centers – Nassau resident 60+ years old are invited to participate in a no-cost network of senior centers serving local communities.
