With increasing elderly populations in New York and around the country comes growing health issues. Facing declining health and disabilities, seniors find themselves needing long-term care. Like most elderly, Monroe County seniors prefer to receive care at home but may not be eligible for Medicaid and struggle to afford the rising costs. A vital solution is the Pooled Income Trust that is helping Monroe seniors qualify for Medicaid homecare benefits, allowing them to remain at home.
Monroe County seniors face long term care challenges.
The senior population (60+) in Monroe County, NY rose to 25% for the first time in 2023 and boasts AARP’s designation as “the age-friendly community.” Those 65 years of age and older, living in the suburbs, increased to 82%, and those 60+ or older are expected to continue to increase to 215,000 by 2030.
Staying home in their Monroe County suburban home is the preferred option for many seniors who need long-term care. According to the 2023 Monroe County Office for the Aging Community Assessment Survey, most (approximately 79%) residents are planning to retire in their community.
Unfortunately, planning for long term care is not always part of the plan. Disabilities, Alzheimer’s Disease, and other long term illnesses can necessitate the need for assistance with daily activities and home care.
Home care benefits are possible for seniors with a pooled trust.
As the elderly face the reality of declining health, the necessity for a personal aide or caregiver increases. Sadly, the costs for home care can be out of reach. And although some seniors seek Medicaid benefits, they find that they are ineligible due to excess income.
This is a tough situation especially for seniors who are in desperate need of care at home. Fortunately, there is a way to avoid “spending down” your hard-earned money and still qualify for Medicaid home care benefits. For many, joining a Pooled Income Trust makes eligibility possible and without having to deplete your savings.
If staying home in Monroe County, NY means independence and quality of life to you, joining a Medicaid Pooled Income Trust is a viable option. With the help of KTS, you may qualify for community Medicaid home care benefits and keep your peace of mind by remaining at home.
By placing your excess income in a pooled trust, you’ll become eligible for the home care benefits you need while paying monthly bills and protecting your income. And you won’t need to spend down your income to qualify for home care services.
KTS Pooled Trust can help you receive the government benefits you need while staying comfortably in your home. Start with these steps towards receiving home care benefits and peace of mind:
- FREE No Obligation Consultation. Let KTS discuss with you the situation you are facing so we can understand your concerns and home care needs to see if a pooled trust is a good fit.
- Medicaid Guidance. If you currently receive insufficient benefits or are new to Medicaid, we’ll help you through the procedures including gathering documents and completing necessary forms. We’ll also answer any and all questions as we go through the process.
- Situation Assessment. By examining your unique circumstances, we’ll determine if you’re facing excess income obstacles that keep you from receiving the home care benefits. We will also show you how to qualify for Medicaid by transferring your excess income into the pooled trust. This ensures that you are able to keep your money intact while staying eligible for Medicaid.
- Easy Enrollment. Enrolling in the pooled trust is easy and quick. Once we determine it’s right for you, KTS will handle the enrollment paperwork and set up your personal account in the trust. You’ll be on your way to managing monthly expenses without the worry and stress.
- Ongoing Support. We are known for the care and attention that we provide our clients. Our team provides continuous support that begins once your account is set up. But it doesn’t stop there. We’ll continue to support your needs along the way with reliable services like automatic bill payments, online 24/7 account access, and ACH direct deposit.
Wondering if a pooled trust is right for you? Find out by contacting KTS to schedule your no-cost consultation.
- KTS General Information: 718-412-4040
- KTS Website: https://ktstrust.org/contact-kts-trust/
More resources for the elderly in Monroe County, NY.
Formed in 1821, Monroe County was named after James Monroe. Located in the northwestern area of New York State, the county features the Rochester metropolitan region including towns: Pittsford, Greece, Penfield, Irondequoit, Henrietta, and Brighton.
Known as the imaging capital of the world (thanks to presence/influence of Xerox, Eastman Kodak, and Bausch & Lomb), the county also includes the University of Rochester and Rochester Institute of Technology, among others.
In addition, Monroe County, NY is home to a wide variety of attractions including the National Susan B. Anthony Museum and House, Highland Park, Seneca Park Zoo, and Strong National Museum of Play.
To support it’s growing older adult population, Monroe County also provides a wide range of resources. Here are a few:
- Elder Services – Monroe County senior citizens can find help with meals, transportation, senior centers, and other available services and programs.
- Senior Centers – Explore senior lunch programs, transportation, and local centers.
- Monroe County Office for the Aging – Discover the list of programs and services available to Monroe’s senior citizens.
- Medicaid Official Website Monroe’s Medicaid Office – (585) 753-2750
111 Westfall Road, Rochester, New York 14620-4686
